Forwarded accounts - On accounts forwarded to counsel or forwarding agency, the rate is 30% of the amount recovered for B2B claims, 40% for international accounts or non-B2B claims. Suit - Where suit is filed, the rate is 40% for commercial accounts, 50% for international accounts or non-B2B claims. This includes suit fees. However, some attorneys may request a non-contingent suit fee in advance, usually not to exceed 5%. This will be credited to the collection fee upon recovery. Court Costs - Client advances court costs, which vary by jurisdiction. Suit is never initiated without clients written authorization.  Merchandise Return - Acceptance of return of merchandise for credit shall be charged at 1/2 the published rate. Withdrawal - Withdrawal of claim by client, pending collection, is billed at the published rate.  Discovery of Payment - Accounts paid prior to placement shall be billed at 1/2 the published rate. Expenses - Reasonable expenses, such as bank fees, credit card processing fees or express delivery fees are charged to client at actual cost.